Diana

Fortune 500 General Counsel

Deferred Comp & Executive Benefits

Chapter 1

Their World

Diana is General Counsel at a Fortune 500 technology company. Her compensation package is substantial but complex: base salary, annual bonus, RSUs, stock options, and a non-qualified deferred compensation plan. Every fall she faces deferral elections with permanent consequences. She understands contracts better than anyone, but the financial implications of her own compensation decisions keep her guessing.

Chapter 2

The Complexity

Diana's deferred comp elections are irrevocable once made. She needs to model the optimal deferral percentage against her projected cash flow needs, tax rates, and investment returns across different time horizons. Her equity grants layer on top: RSUs with performance conditions, stock options with varying strike prices, and a growing concentrated position. A potential acquisition could trigger change-of-control provisions across all her agreements simultaneously.

Deferred compensation election timingConcentrated stock position managementExecutive benefit optimizationChange-of-control provisions
Chapter 3

The Tesseract Way

Your Personal CFO models every deferral scenario before election deadlines, accounting for projected income, tax law changes, and distribution timing. We build a comprehensive equity management plan that coordinates option exercises with RSU vests and manages concentration risk. Diana makes deferral elections with confidence because she's seen every outcome modeled.

Your Dashboard View

A glimpse of what Diana's Personal CFO dashboard looks like.

Tesseract Dashboard

Diana

Total Net Worth

$18,000,000

Equity60%
Cash & Fixed25%
Other15%

Projected Annual Tax Savings

$425,000

Through optimized strategy

Action Items

  • 1Model deferred comp election scenarios for 2027
  • 2Review RSU vesting schedule and tax withholding
  • 3Evaluate stock option exercise strategy

Upcoming Deadlines

Deferral Election Deadline

Nov 15, 2026

245d

Option Expiration

Mar 1, 2027

351d

This Could Be Your View

See your complete financial picture in one place.